Use your hotpoints® on some of the
things you do every day.
Pay for your groceries, fuel or dining on your Westpac hotpoints credit card.
Log into hotpoints from Westpac One, check your hotpoints balance and head to the SpendBack section.
Take your pick from a list of qualifying purchases that you can redeem with SpendBack.
Select and redeem your SpendBack purchases online.
You'll see your SpendBack purchases back in your account within 5 business days.
Simply choose from a list of qualifying transactions you've made on your hotpoints credit card in the last 3 months, and use your hotpoints for a statement credit* to help pay for it instead.
All you need to get started is 2,220 hotpoints, which will give you a $10 credit* back onto your account.
* The statement credit will not contribute to your minimum monthly payment nor necessarily pay off in full the specific purchase you select. The statement credit will be applied to your card account in accordance with your card's Conditions of Use.
Take your pick
Choose from a list of qualifying purchases, including:
Annual credit card fee charges and joint or additional card fees
Log into hotpoints® from Westpac One®.
Click the Make a hotpoints SpendBack link below. Your qualifying purchases for the past three months will be listed.
Simply tick the purchases you wish to redeem hotpoints for. The total dollar amount to be credited and the equivalent hotpoints amount will automatically update. If you wish to use less hotpoints, you can change the hotpoints amount you wish to redeem, which will change the dollar amount credited to you.
Provide your mobile number and email address in case we need to contact you about your SpendBack redemption.
When you are ready click Request SpendBack. A confirmation message will display on screen and your request will be processed within five business days.
See Common Questions about hotpoints SpendBack.
hotpoints® SpendBack® can be used to pay for the following types of qualifying purchases:
Grocery stores and supermarkets
Specialty food and alcohol stores
Restaurants, cafes and bakeries
Fast food outlets
Bars, pubs and nightclubs
Food vending machines
Petrol and service stations and other fuel dealers
Annual credit card fee charges and joint or additional card fees (charged to your account from 1 August 2017)
Other expenditure at Westpac's discretion.
You must be logged in to redeem your hotpoints for SpendBack - please log in to hotpoints® from your Westpac One® online banking.